Transparent Mortgage Solutions for Every

Whether you're buying, or refinancing, Get a personalized quote and take the first step toward

your dream home.

Transparent Mortgage Solutions for Every

Whether you're buying, or refinancing, Get a personalized quote and take the first step toward

your dream home.

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Susan Prusinowski

2 months ago

AMAZING CUSTOMER SERVICE! Ann is professional, efficient, helpful, kind, and gets the job done. The is second time using her service and I'm beyond grateful this woman is in my corner.

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James Kalhorn

2 months ago

After going through a few banks and being turned down, I was referred by a banker friend to have Ann help with the transactions to make the final loan necessary. This would take some cognitive thought and planning. Specifically we would have to segue 2 loans and clean up the cash flow and debt schedule before getting the final loan. She got the first loan to consolidate 3 loans into one. Then a month later we got a second loan to pay off two high interest loans. This freed up cash flow , balance sheet and credit score to successfully close on the larger loan. Anne was able to identify the difficulties and navigate the barriers which many bankers were unable to solve. Recommend her highly and grateful she was able get the results.

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Thanatchaya Vijitsopa

2 months ago

W.N. Financial Solutions has been an invaluable partner in helping me take control of my financial health. Their holistic approach to financial solutions really impressed me—they didn’t just push me toward one product but instead helped me create a comprehensive plan that covers all aspects of my financial life. I appreciate the transparency and the detailed advice they offer. With their help, I've been able to streamline my savings, reduce debt, and make smarter investment choices. I highly recommend W.N. Financial Solutions to anyone looking for thoughtful, results-driven financial solutions."

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Daniel Dollar

1 year ago

Ann is amazing! We ran into some roadblocks on the seller’s side with our deal. Ann was relentless in her pursuit of finding solutions and moving us forward. We would not have closed our deal without her! She was always available and provided guidance, support, and constant communication through the process. I would recommend her to everyone!

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Jittima Napawan

1 year ago

Ann, serving as a loan broker, played an instrumental role in facilitating the complex transaction while I represented the seller in this restaurant business opportunity sale. Throughout the entire process, her unwavering communication, professionalism, and profound expertise proved invaluable. Despite the formidable challenges inherent in securing such a loan, Ann's dedication and skillset transformed what seemed insurmountable into a triumphant reality.

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Kim Kuhle

1 year ago

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Warren Dale

1 year ago

Ann is a true professional who has her clients' best interest at heart without a doubt. I approached Ann with our situation, and she did a fantastic job let alone her transparency with what was achievable. Through her network we were able to eliminate our high interest credit lines and replace them with new credit lines with much better interest rates given the current environment. I would urge anyone looking for financing for their business to let Ann work her magic because she has saved us untold dollars in interest and her collective team is superb! As future needs arise, Ann will be my go-to for any and all financing needs. Thanks Ann tremendous results!!Hide

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Randy Suggs

1 year ago

I tried for 10 months to refinance my commercial property, turned down by a dozen banks, Ann was able to find a bank. Very pleased with her service.

About Us

Let’s Get To Know
Us Better

About Us

Let’s Get To

Know Us Better

We are a mortgage brokerage that puts people first. Our mission is to guide you through the home financing journey with honesty, speed, and clarity.

MW Loans was founded on the belief that home financing shouldn’t be stressful. Whether you're a first-time homebuyer, looking to refinance, or seeking a specialized loan, we provide tailored mortgage solutions that work for you. From application to closing, we’re by your side, every step of the way.

Smart mortgage solutions Just For You

Our Loan Programs

Select The Loan Program
that Fits Your Needs

Select The Loan Program that Fits Your Needs

FHA Loans

Perfect for first-time homebuyers or those with less-than-perfect credit history.

VA Loans

Enjoy zero down payment, no PMI, and competitive rates, exclusively for eligible service members

Conventional Loans

Ideal for borrowers with good credit and stable income, offering flexible terms and competitive interest rates.

Our Process

home financing easier
than ever

home financing easier than ever

Apply Online in

Minutes

Apply Online in Minutes

Complete your secure online application quickly and easily with no paperwork, no pressure.

Get Pre-Approved with Confidence

We will review your information, match you with the best loan options, and give you a clear idea.

Close Smoothly with Our Support

From approval to closing, our team is with you in every step ensuring a stress-free experience.

Take the First Step

Our quick and easy quote process helps you understand
what you can afford.

Take the First Step

Our quick and easy quote process helps you understand what you can afford.

Real Results, Trusted By Over 1200 Clients

10,000+

Loan Applications Processed

$200M+

Saved For Our
Clients

Saved For Our Clients

99%

Client Satisfaction
Rate

Client Satisfaction Rate

1,000+

Custom Loan Scenarios Delivered

Why Choose Us

Why homebuyers
Choose MW Loans

Low Rates, Great Service

Quick Approvals

Our streamlined process ensures faster decisions and a smooth path to homeownership.

Custom Solutions

People First Approach

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John Lee

Thank you for making my
finances simple and stress-free.

Why Choose Us

Why homebuyers Choose MW Loans

Low Rates, Great Service

Quick Approvals

Our streamlined process ensures faster decisions and a smooth path to homeownership.

Custom Solutions

People First Approach

Image

John Lee

Thank you for making my
finances simple and stress-free.

Testimonials

See What Our Clients
Are Saying

See What Our Clients Are Saying

50+

clients served since March

helping businesses grow

When we first reached out to MW Loans, we were feeling overwhelmed by the home loan process. Their team, made everything smooth and stress-free. They offered personalized loan options, walked us through every step, and provided clear, honest communication the entire way. Thanks to their guidance, we felt confident in our decisions and closed on our dream home without a hitch. We can’t thank enough!

FAQs

What is the difference between pre-approval and pre-qualification?

The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.

When does it make sense to refinance?

Usually, people refinance to save money either by obtaining a lower interest rate or by reducing the term of the loan. Refinancing is also a way to convert an adjustable loan to a fixed loan or to consolidate debts. The decision to refinance can be difficult, since there are several reasons to refinance. However, if you are looking to save money, try this calculation: Calculate the total cost of the refinance Calculate the monthly savingsDivide the total cost of the refinance (#1) by the monthly savings (#2). This is the "break even" time. If you own the house longer than this, you will save money by refinancing. Since refinancing is a complex topic, consult a mortgage professional.

What is a rate lock?

A rate lock is a contractual agreement between the lender and buyer. There are four components to a rate lock: loan program, interest rate, points, and the length of the lock.

What is the difference between a mortgage broker and a lender?

A mortgage broker counsels you on the loans available from different wholesalers, takes your application, and usually processes the loan which involves putting together the complete file of information about your transaction including the credit report, appraisal, verification of your employment and assets, and so on. When the file is complete, but sometimes sooner, the lender "underwrites" the loan, which means deciding whether or not you are an acceptable risk.

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and
connects you with a dedicated loan expert ready to guide you every
step of the way.

Let’s Turn Your Homeownership
Dream Into Reality

Start your journey today by getting a free quote, It's fast, simple, and connects you with a dedicated loan expert ready to guide you every step of the way.

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